To apply for a Super Visa in Canada, visitors entering the country must have at least $100,000 in health coverage issued by a Canadian insurance company.
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Please be aware of recent changes for insurance requirements to enter Canada or to apply for the Super Visa.
The Minister of Immigration, Refugees and Citizenship has issued new instructions as of July 2022.
- If the insured is not yet in Canada or is in the process of applying for a visa they will have to pay up their policy for the full one year term. Insurance must be paid in full (quotes and payments in installments are not accepted). The insurance advisor may complete the payment in full on the system by changing dates to pay for 12 months. The credit card is on file. Call your advisor to make the necessary changes.
- The visa holder will require proof of private medical insurance from a Canadian insurance company valid for a minimum period of 1 year from the date of entry. The private medical insurance must:
- be purchased from a Canadian insurance company
- be paid in full (quotes and payments in installments are not accepted)
- cover the applicant for health care, hospitalization and repatriation
- provide a minimum of $100,000 emergency coverage
- be valid for each entry to Canada and available for review by the border services officer (BSO) upon request
These ministerial instructions were issued in accordance with the ministerial authority found in subsection 15(4) of the Immigration and Refugee Protection Act (IRPA) and take effect on July 4, 2022. The link to the Canadian government website setting out the new rules for Super Visa applications is set out below. It was updated July 27, 2022.
* If the insured is already in Canada the monthly payment plan may still be purchased or renewed.
The Canadian Super Visa is granted to qualified parents and grandparents of Canadian citizens and permanent residents. Unlike the regular visitor’s visa that allows someone to remain in Canada for only six months, the Canadian Super Visa allows a stay of up to two years with an option to apply for an extension. The Canadian Super Visa allows multiple entries for up to 10 years. Super Visa for the parents or grand parents of immigrant families require medical insurance of minimum $100,000 for at least one year.
As part of the application process, applicants must confirm they have: (a) a minimum of $100,000 CAD in emergency medical travel insurance coverage in place for at least one year after arriving in Canada. (b) A proof that the medical insurance premium has been paid. (c) A signed letter from child or grandchild, inviting you to Canada and a promise to provide financial support.
- $100,000 and more medical coverage options for one year
- Coverage for stable pre-existing conditions - Enhanced plan only
- Discounts available for companions and family.
- 100% refund - If no Visa Granted for any reason before effective date.
- Partial premium refund - In case of change of plans provided and there is no claim already processed.
- COVID-19 coverage within Canada subject to the regular terms and conditions of the policy.
- Wide range of deductibles from $0 to $10,000 to get reduction in premiums.
- Knowledgeable and friendly staff.
Canadian residents may purchase medical insurance on behalf of their visiting family member(s) who are part of the Super Visa program, and should be aware that if they have sponsored their stay, are responsible for their medical bills in the event that they are unable to pay.
The cost varies according to the applicant’s age, the policy length, medical history, and the amount of coverage. For couples, purchasing an insurance plan together may be cheaper than buying as individuals.
To be eligible for a Super Visa you must prove that you have sufficient medical insurance from a Canadian insurance company.
You are NOT eligible for super visa insurance coverage if:
- you are traveling against the advice of a physician;
- you have been diagnosed with a terminal illness with less than two (2) years to live;
- you have been diagnosed with or received treatment within the last two (2) years for pancreatic, lung, brain, or liver cancer; or any type of cancer that has spread from one part or organ of the body to another (metastatic cancer);
- you have had or are waiting for an organ or bone marrow transplant (excluding corneal transplant);
- you have a kidney condition requiring dialysis;
- you have used home oxygen during the 12 months prior to the date of application;
- you reside in a nursing home, other long term care facility or rehabilitation centre; and/or